Contact Us
Let’s discuss your Arizona home financing goals
Whether you’re purchasing your first home, refinancing your current mortgage, or exploring investment property options, I’m here to help. With over a decade of experience in Arizona mortgage lending, I provide personalized guidance, competitive rates, and responsive service throughout your home financing journey.
I understand that choosing a mortgage professional is an important decision. That’s why I’m committed to providing clear communication, expert advice, and a streamlined process from pre-approval through closing. Reach out today to get started—I typically respond within a few hours during business days and look forward to earning your trust and your business.
Get In Touch
Choose the method that works best for you:
📞 Call or Text
The fastest way to reach me. I’m available for calls Monday-Friday 8am-6pm and Saturday 9am-2pm. Text anytime—I’ll respond as soon as possible.
✉️ Email
Send me a detailed message about your situation. Include your timeline, property type, and any specific questions. I typically respond within 2-4 hours during business days.
📋 Online Application
Ready to get started? Complete a secure online application and I’ll review your information and contact you within 24 hours to discuss your options and next steps.
🗓️ Schedule a Call
Prefer to set up a specific time to talk? Use my online calendar to schedule a convenient 15-30 minute consultation to discuss your home financing needs.
Office Information
Business Hours
Monday – Friday: 8:00 AM – 6:00 PM
Saturday: 9:00 AM – 2:00 PM
Sunday: By Appointment Only
Evening and weekend appointments available by request. I work around your schedule to ensure you get the attention you deserve.
Service Area
Licensed to serve all of Arizona, specializing in:
- Phoenix Metro Area
- Scottsdale
- Paradise Valley
- Tempe & Mesa
- Chandler & Gilbert
- Glendale & Peoria
- Tucson & Southern Arizona
- Flagstaff & Northern Arizona
Professional Credentials
Todd Uzzell
Arizona Licensed Mortgage Professional
NMLS #: 1525192
Arizona License: 0944078
Verify my license at NMLS Consumer Access
Connect Online
Stay informed about Arizona real estate and mortgage trends:
What to Expect When You Contact Me
Here’s how I’ll help you navigate the mortgage process:
1. Initial Conversation (15-30 minutes)
We’ll discuss your home buying or refinancing goals, timeline, budget, and any questions you have. I’ll explain the process, available loan options, and what you can expect. No pressure—just honest, straightforward guidance.
2. Pre-Qualification Review
I’ll review your financial situation to determine your buying power and recommend the best loan programs for your needs. If you’re ready, we can start the pre-approval process immediately or take time to improve your credit or savings first.
3. Personalized Loan Strategy
I’ll create a customized financing strategy based on your unique situation. I compare multiple loan programs and lenders to ensure you get the best possible rate and terms. You’ll receive clear explanations of all options with no hidden surprises.
4. Ongoing Support
From pre-approval through closing and beyond, I’m your dedicated point of contact. I’ll keep you updated on your loan status, answer questions promptly, and handle any issues that arise. You’ll have my direct phone number and can reach me whenever you need guidance.
5. Long-Term Partnership
My service doesn’t end at closing. I’ll check in periodically to see if refinancing makes sense as rates change, answer questions about your mortgage, and help with future purchases. Many of my clients are repeat customers or referrals—that’s the relationship I strive to build with everyone.
Before You Contact Me
Here are some common questions to help prepare for our conversation:
What information should I have ready?
Having these details helps us have a more productive conversation, though they’re not required for an initial discussion:
- Your approximate credit score (if known)
- Estimated household income
- Available down payment amount
- Current monthly debts (car loans, credit cards, student loans)
- Target home price or current mortgage balance
- Timeline for purchasing or refinancing
- Property location or area of interest
Is there any cost or obligation?
Absolutely not. Initial consultations are always free with no obligation. I’ll provide honest advice about your options even if you decide not to move forward immediately or choose to work with someone else. My goal is to earn your business through expertise and service, not pressure.
Can you help if I have credit issues?
Yes! I work with clients across all credit profiles, from excellent to challenged credit. Even if you’ve been turned down elsewhere, I can often find solutions through specialized loan programs, credit improvement strategies, or alternative documentation methods. Let’s discuss your situation—there may be more options than you think.
How long does the mortgage process take?
Pre-approval typically takes 1-3 days once I receive your documentation. From purchase contract to closing usually takes 30-45 days, though we can expedite if needed. Refinances often close faster at 20-30 days. I’ll provide a detailed timeline specific to your situation and keep you informed throughout the process.
Helpful Resources
While you’re here, explore these resources to learn more:
Let’s Start Your Home Financing Journey
Whether you’re buying your first home, upgrading to a larger property, or refinancing for better terms, I’m here to help you achieve your homeownership goals. Contact me today for a free consultation with no obligation.
Todd Uzzell | Arizona Mortgage Expert | NMLS# 1525192
Equal Housing Opportunity | Licensed in Arizona